Lending clarity for Melbourne homeowners and business owners

Finance Services Melbourne — Residential, Commercial & Asset Lending Specialists

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Finance built for every stage of your journey

Explore our Melbourne finance services

From property to plant and equipment, our finance specialists design lending strategies that work for your life and business — not the bank.

At 42 Advisory, we integrate finance with accounting strategy to help you borrow smarter, grow faster, and stay compliant — all under a fixed-fee advisory model.

We’re CPA-qualified professionals who ensure every loan decision supports your long-term wealth creation plan.

Our Clients Benefit From:

  • Transparent, fixed-fee finance advisory

  • Access to 50+ lenders across Australia

  • Ongoing finance reviews and refinancing advice

  • Integration with accounting and tax planning

Integrated financial strategy

More than brokers — your lending and accounting advisers

Residential Finance

Navigate home ownership, refinancing, or investment with confidence. Our fixed-fee advisers design l...

👉 Read more about Commercial Finance

Commercial Finance

Strategic funding for property, growth, and business expansion. We structure commercial loans that a...

👉 Read more about Commercial Finance

Asset Finance

From vehicles to heavy machinery, we secure flexible, competitive asset finance that keeps your busi...

👉 Read more about Asset Finance
Illustration of business team assembling puzzle pieces, symbolising 42 Advisory’s collaborative approach to strategy and growth

Lending clarity for Melbourne homeowners and business owners

Finance Services Melbourne — Residential, Commercial & Asset Lending Specialists

At 42 Advisory, we believe finance should be intelligent, transparent, and tailored to your goals — not the bank’s.
Whether you’re buying a home, expanding your business, or upgrading critical equipment, our finance specialists design lending solutions that work in sync with your tax strategy, cash flow, and future plans.

We combine financial strategy with accounting precision — helping Melbourne homeowners and business owners access smarter lending through a fixed-fee, advisory-led model.
No hidden incentives. Just data-driven advice that puts clarity and confidence first.

Finance isn’t about approval — it’s about alignment.

Founders, Clinics, and Brands Who Trust Our Numbers

What Our Clients Are Saying

Fantastic service and such an easy experience from start to finish. My accountant made everything clear and stress-free. Highly recommend!

Maria P
Founder of MWM Pilates

42 have been outstanding for our clinic. They handle our Tax, BAS, payroll, and complex medical structures with absolute precision.

Belinda C
PM of Family First Medical Centre

As an online retailer, our sales move quickly across multiple platforms. 42 Advisory built clear reporting, managed our inventory accounting

Katerina P
CEO of Watches of Mayfair

Accredited. Connected. Trusted.

Certified Melbourne Accountants Backed by Australia’s Leading Platforms

Trusted by Melbourne’s medical professionals, ecommerce brands, and local service businesses. We simplify your tax, accounting, and growth strategy.
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Credit Services Disclosure

Our Partnership with aXelerate advisory  

42 Advisory Pty Ltd does not hold an Australian Credit Licence and does not provide credit advice.
Finance services are provided through a joint venture and referral arrangement with aXelerate advisory Pty Ltd (Australian Credit Licence No. 389328; Credit Representative Number 553736), which is the credit licensee and is responsible for the credit activities conducted.

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