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Smart funding for the tools that power your business
Asset Finance Solutions Melbourne
From vehicles to industrial machinery, we secure competitive asset finance tailored to your business cash flow, tax strategy, and growth goals.
Finance that keeps your business moving
Why Melbourne businesses choose 42 Advisory for asset finance
Whether you’re expanding your fleet, upgrading factory equipment, or acquiring new technology, our team ensures your asset finance strategy supports your cash flow and tax efficiency.
At 42 Advisory, we’re more than finance brokers — we’re advisers who analyse your full business structure before recommending funding.
That means every loan, lease, or chattel mortgage is designed to enhance operational capacity and optimise deductions under Australian tax law.
We align your finance to your business performance — not the other way around.
Comprehensive asset finance services
Tailored lending for vehicles, equipment and machinery
We provide end-to-end asset finance services for Melbourne businesses across industries — construction, healthcare, logistics, hospitality, manufacturing, and more.
Vehicle & fleet finance Melbourne
Finance cars, trucks, vans, and commercial vehicles — new or used.
Whether you need one company car or an entire fleet, our advisers negotiate competitive rates across 50+ lenders to keep your business mobile.
Equipment finance Melbourne
Finance the tools and technology that power your business.
From construction and medical devices to hospitality fit-outs and IT systems, we deliver funding solutions that align with the asset’s useful life and your operating cash flow.
Machinery finance Melbourne
Specialist funding for manufacturing, agricultural and industrial machinery.
We understand the unique funding structures required for heavy and long-life machinery assets — balancing depreciation schedules with cash flow forecasting.
Asset refinancing Melbourne
Restructure existing loans to improve cash flow or release capital.
We can review your current equipment or vehicle loans and refinance for:
Ready to explore your finance options?
Book your free asset finance consultation with a Melbourne adviser today.
Common questions about asset finance in Melbourne
Asset finance FAQs
What is asset finance?
Asset finance helps businesses acquire vehicles, equipment, or machinery without large upfront costs. It spreads payments over the asset’s useful life while preserving working capital.
How fast can I get approval?
Most applications are assessed within 24–48 hours once documentation is complete.
How does development finance work?
Development finance funds construction and land projects. Lenders typically release funds in stages (“drawdowns”) as the project progresses.
Can I refinance an existing business loan?
Yes. We review your existing loans and negotiate better terms or additional funding with other lenders.
How does working capital finance help my business?
It provides liquidity to cover day-to-day expenses, supplier payments, or seasonal fluctuations — keeping your operations running smoothly.
Can my SMSF invest in commercial property?
Yes — with a compliant limited recourse borrowing arrangement. We help ensure SMSF lending meets ATO and superannuation rules.
Credit Services Disclosure
Our Partnership with aXelerate advisory
42 Advisory Pty Ltd does not hold an Australian Credit Licence and does not provide credit advice.
Finance services are provided through a joint venture and referral arrangement with aXelerate advisory Pty Ltd (Australian Credit Licence No. 389328; Credit Representative Number 553736), which is the credit licensee and responsible for the credit activities conducted.
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