Construction engineers reviewing blueprints and project plans at a building site

Accounting & Advisory for Builders, Contractors & Trades

Build Profit Into Every Project

We help Melbourne’s builders, contractors, and trades keep their projects on time, on budget, and profitable. From job costing and cash flow forecasting to compliance and BAS, TPAR lodgements, we make sure your financial foundation is as solid as the work you deliver.
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Accredited. Connected. Trusted.

Certified Melbourne Accountants Backed by Australia’s Leading Platforms

Trusted by Melbourne’s medical professionals, ecommerce brands, and local service businesses. We simplify your tax, accounting, and growth strategy.
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For Trades & Construction Professionals

Built for the Site. Backed by Strategy.

Running a trade or construction business means balancing quotes, suppliers, staff, and timelines — often while trying to keep your numbers straight.

At 42 Advisory, we help trades and contractors gain clarity and control over their financial operations. Whether you’re managing multiple projects, subcontractors, or payment schedules, our systems simplify the back-end so you can focus on the job site.

We combine modern cloud accounting with local advisory insight — helping you plan cash flow, price projects accurately, and grow sustainably.

Construction professionals reviewing financial and project plans with accountants on site

Tax, Structure & Compliance

Simplify Compliance, Strengthen Performance

We help you stay compliant while maximising your financial structure:

PSI/PSB Rules: Guidance on personal services income, ensuring your structure supports compliance and tax efficiency.

Contractor vs Employee: Advice on structuring your engagements properly to avoid tax complications.

Tax Planning: Quarterly reviews to optimise income distribution, deductions, and cash flow.

Cloud Accounting: Xero setups, automation, and digital workflows that save admin time.

Financial Advice@300x

Accounting That Works as Hard as You Do

Smarter Systems. Clearer Numbers. Better Projects.

Our construction and trade accounting services are designed to reduce admin stress, improve visibility, and protect your profits.

Core Services Include:


✅ Job Costing & Project Reporting – Track actual costs against budgets in real-time so you know exactly where each job stands.
✅ Cash Flow & Forecasting – Plan ahead for materials, wages, and equipment costs with integrated 3-way forecasting.
✅ BAS, IAS & Compliance – We manage ATO lodgements and ensure full compliance so you can stay focused on your projects.
✅ Payroll & Contractor Management – Simplify timesheets, super, and subcontractor payments with automated cloud tools.
✅ Fixed-Fee Advisory Support – Predictable pricing and proactive advice — no surprises, just dependable partnership.

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